Cannabis Business Insurance

The operation of a retail store creates certain risks that can be mitigated through insurance coverage. Common risks that cannabis retail operators face include:

  • Theft (in-store, in transit, and insider)
  • Product tampering
  • Slip and falls
  • Cybercrime

Please refer to the Alcohol and Gaming Commission of Ontario (AGCO) for the Cannabis Retail Regulation Guide for more information.

Each retail entity is required to carry $5,000,000 of Products Liability. In addition to this, cannabis retail operators should carry coverage for:


  • Tenants improvements or building coverage
  • Stock coverage for non-cannabis and cannabis products
  • Equipment and Contents
  • Crime and employee dishonesty
  • Business Interruption
  • Cyber Liability

Let’s discuss your cannabis business needs